Draft — pending legal review. This is a structural scaffold only; the wording must be drafted and approved by counsel before publishing.

Terms of Service

Last updated: [DATE]

1. Introduction

[Who OEX is; scope of these terms.]

2. Accounts and organisations

[Eligibility; the company as the account holder; team members.]

3. Membership plans and billing

[Free and paid plans; billing terms; changes and cancellation.]

4. Acceptable use

[Prohibited conduct; accuracy of profile and credentials.]

5. Verification and screening

[KYB, credential review and denied-party screening; suspension on a confirmed match.]

6. Member-to-member dealings and settlement

[OEX is a platform; members contract with each other; OEX does not hold funds; no coverage or guarantee is provided.]

7. Intellectual property

[Ownership of content and marks.]

8. Disclaimers and limitation of liability

[As permitted by law.]

9. Termination

[Grounds and effect.]

10. Governing law

[Jurisdiction.]

11. Contact

[Legal contact address.]